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RESIDENTIAL & COMMERCIAL SERVICES | North Carolina
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Legal Articles
Legal Articles.
Legal Articles
A Wide Range of Legal Articles For Your Convenience. Read or Print a Copy from Here!
>> 1031 Tax-Deferred Exchanges
1031 Traps & Tripwires (2007 CLE)
Safeguards & Security Controls for 1031 Exchange Funds
Using a §1031 Tax Deferred Exchange for Tobacco Quota Buy-Outs
>> Access
ALTA Commercial Endorsements (Bozarth, January 2019)
ALTA Endorsements - NC Coverages - Adopted as of 12-1-2018 (3-26-19)
>> Acknowledgments
Acknowledgments, Oaths-Affirmations and Jurats-Notarial Certificates in NC Rev 8-15-19
Fraud Stories: Are You Watching Your Back?
Secretary of State Notary Public Page (highlights, FAQ's forms)
>> ALTA Best Practices - Additional Resources
2000-2015 Timeline of Statutes, Regs, Rules & Bulletins - CFPB, OCC, FTC, FRB & others
AICPA Attest Engagement - ALTA Best Practices Framework
HISTORY (Timeline) -- Best Practices, Gramm-Leach-Bliley, Dodd Frank & the CFPB
>> Assessments
ALTA Endorsements - NC Coverages - Adopted as of 12-1-2018 (3-26-19)
Restrictive Covenants-Impact of Armstrong (2007 CLE)
>> Assumed Business Name
Assumed Business Names - New Statute, New Requirement, New Search Engine (Rev. 8-16-2019)
NC Legislative Short Session 2016: Top Ten for Real Estate Lawyers (NC Blawg)
>> Attorneys & Closings
Deed Fraud, Seller Impersonation, Vacant Land Fraud....(8-11-2023) Chicago Bull
Seller Impersonation Fraud in Real Estate - ALTA
Real Estate Scams Vacant Property - US Secret Service Cybercrime Investigations
CHICAGO BULL AOC ODYSSEY TRANSITION PART I 12-28-2022
CHICAGO BULL AOC ODYSSEY TRANSITION PART II DATES WARNINGS SEARCHES (1-31-2023)
CHICAGO BULL AOC ODYSSEY TRANSITION PART III BEWARE SEARCH FUNCTION ISSUES (03-17-2023)
2021 - Cash Purchase High Risk Alert(1-20-2021)
ALERT - Payoff of Secretary-Held Home Equity Conversion Mortgage (12-14-2020) Chicago Bull
Application for Appointment as Approved Attorney
Checking Buyer Judgments (10-9-2020) Chicago Bull
Dual Representation in Commercial Closings (NC Blawg 3/24/2015)
Ethics-Real Estate Lawyer and Ethics (Alan Ferguson, 2007 CLE)
Fraud Stories: Are You Watching Your Back?
HUD Loans, Deeds of Trust & Modifications - Potential Hidden Liens (5-1-2019) Chicago Bull
IRS Operations During COVID-19 Mission-Critical Functions Continue
NC Legislative Short Session 2016: Top Ten for Real Estate Lawyers (NC Blawg)
No mortgages, New owners, New (old) frauds? Using YOUR COMMON SENSE! (NC Blawg)
North Carolina - South Carolina Boundary Certification (2016)
North Carolina Closing Process -- Who, What, When, Where, How and Why? (Rev 9-11-2019)
North Carolina Title Insurance Rates -- Effective 3-1-2020
Tell Me More-Attorney's Obligation to Disclose (2007 CLE)
The Approved Attorney-Title Company Relationship in North Carolina
The Return of Human Judgment, or Life in the Post-Real-Estate-Bubble World (Alan Ferguson, 2009)
>> Bankruptcy
Bankruptcy and the NC Commercial Receivership Act 2021 (2021 CLE PowerPoint)
Bankruptcy-and-the-Transfer-of-Real-Estate-2020-2021-CPE(PowerPoint)
2009 Complex Closings: Foreclosures, Bankruptcy & Creditors Rights in the Mean Streets (Manuscript)
Bankruptcy and Title Insurance (Reinhardt, 2003 CLE manuscript)
>> Chicago Title CLE Seminars
CLE 2021 - Legislation Impacting Real Estate Update
CLE 2021 - Family Trusts Etc ALTA Proposed 2021 Policy Forms
CLE 2021 - Bankruptcy and the NC Commercial Receivership Act 2021
CPE 2020-2021 - Bankruptcy-and-the-Transfer-of-Real-Estate 2020-2021
Chicago Title Seminar 2006 - From Barns to Big Boxes and Bungalows (manuscript without exhibits)
CLE 2012 - Barns to Big Boxes Redux - Commercial Development Financing
CLE 2012 - Barns to Big Boxes Redux - Project Development
CLE 2012 - Barns to Big Boxes Redux - Raw Land, Development Planning & Financing
>> Claims
2009 CLE: Title Oddities Creating Claims - Part 1 (PowerPoint)
2009 CLE: Title Oddities Creating Claims - Part II (PowerPoint)
Claims Procedure for Potential Title Insurance Claims on North Carolina Properties
Common Mistakes (June 2016, NC Blawg)
HUD Loans, Deeds of Trust & Modifications - Potential Hidden Liens (5-1-2019) Chicago Bull
No mortgages, New owners, New (old) frauds? Using YOUR COMMON SENSE! (NC Blawg)
Sources of Malpractice Cases, Title Insurance Claims and State Bar Grievances
TITLE INSURANCE WOES
TITLE PROBLEMS AND CURES: TITLE INSURANCE UNDERWRITING PERSPECTIVE (2004)
TITLE PROBLEMS AND CURES: TITLE INSURANCE UNDERWRITING PERSPECTIVE (PowerPoint 2004)
UNIQUE TITLE PROBLEMS THAT OCCUR EVERYDAY
UNIQUE TITLE PROBLEMS THAT OCCUR EVERYDAY (PowerPoint Version)
>> Closing Disclosure Effective 10-3-2015
Bank of America - CFPB Integrated Mortgage Disclosure -- Borrower & Lender Selection of Title and Settlement Providers FAQ (5-6-2015)
Bank of America -- CFPB Integrated Mortgage Disclosures - 12-17-2014
Bank of America -- CFPB Integrated Mortgage Disclosures letter 12-11-2014
Chase Mortgage - Closing Disclosure Announcement (2-26-2015)
Closing Disclosure Timing Chart
Five Things Closing Attorneys Need To Know Before August 2015
Five Things Lenders Need to Know Before August 2015
Five Things Real Estate Agents Need to Know Before August 2015
JPMorgan Chase Closing Disclosure Announcement (3-5-2015)
New Closing Disclosure Explained (4-pg brief overview of form)
SunTrust Settlement Agent Announcement re RESPA/TILA Disclosure & Best Practices (4-23-2014)
Wells Fargo -- TILA-RESPA Integrated Disclosure procedure 9-24-14
Wells Fargo -- TILA-RESPA Integrated Disclosure Rule FAQ 12-10-2014
Wells Fargo Settlement Agent Communication - TILA/RESPA Disclosure (3-16-2015)
Wells Fargo Settlement Agent Communications - TILA-RESPA Integrated Disclosure Rule FAQ's June 3, 2015
What is the Consumer Financial Protection Bureau (in plain English)?
Why Every OWNER Needs Owner's Title Insurance
>> Closing & Escrow
2021 - Cash Purchase High Risk Alert(1-20-2021)
ALERT - Payoff of Secretary-Held Home Equity Conversion Mortgage (12-14-2020) Chicago Bull
Foreign Sellers? FIRPTA Changes Take Effect Feb 15, 2015 (NC Blawg)
Help Prevent Wire Fraud from Hitting Your Clients -- and You (NC Blawg)
IRS Operations During COVID-19 Mission-Critical Functions Continue
Mail Bag (Chicago Bull 6-4-2019)
No mortgages, New owners, New (old) frauds? Using YOUR COMMON SENSE! (NC Blawg)
North Carolina - South Carolina Boundary Certification (2016)
North Carolina Closing Process -- Who, What, When, Where, How and Why? (Rev 9-11-2019)
Notice of Pending Real Estate Transaction (form)
Property Taxes and Tax-Proration Brochure (Chicago Bull 7-18-2019)
SBA Loan Payoffs: What is a Closing Attorney to do? (NC Blawg)
Where's My Money? Wire schemes and email hacks are on the rise. (NC Blawg 6/11/2015)
Wire Fraud - Help Protect Your Clients and You (NC Blawg)
Wire Fraud Alert Notice
>> Commitments
Family Trusts Etc ALTA Proposed 2021 Policy Forms (CLE PowerPoint)
ALTA Website - ALTA Forms Collection
ALTA 2016 Commitment - Chicago Title wants your clients to have protection
ALTA Commitment for Title Insurance (08-01-2016) Overview
Comparison of ALTA Commitment (6-17-2006) & ALTA Commitment (08-01-2016)
North Carolina Title Insurance Rates -- Effective 3-1-2020
>> Condominiums
ALTA Commercial Endorsements (Bozarth, January 2019)
ALTA Endorsements - NC Coverages - Adopted as of 12-1-2018 (3-26-19)
CLE 2012 - Barns to Big Boxes Redux - Condominiums
Condominium Document Checklist
Legislation 2013-2014 Affecting Real Estate Titles & Closings
Legislative Update 2015 (NC Blawg 10/16/15)
>> Construction and Mechanics' Liens
ALTA Endorsements - NC Coverages - Adopted as of 12-1-2018 (3-26-19)
Common Mistakes (June 2016, NC Blawg)
LiensNC - Pointers on Searching
Title Insurance Issues for Developers (2001)
>> Corporations
Can you be a CEO by Power of Attorney? (NC Blawg 6-1-2015)
Legislation 2013-2014 Affecting Real Estate Titles & Closings
Legislation Affecting Real Property (8/6/2018)
>> Decedents' Estates
Decedent’s Estates aka Dead Men Don't Sign Deeds (1-21-2019)
Legislation 2013-2014 Affecting Real Estate Titles & Closings
Title Insurance Issues for Developers (2001)
>> Deeds
2009 CLE: Title Oddities Creating Claims - Part 1 (PowerPoint)
Corrections, Re-recordings & Cures (8-31-2018)
Fraud Stories: Are You Watching Your Back?
Legislation Affecting Real Property (8/6/2018)
Legislative Update 2015 (NC Blawg 10/16/15)
No mortgages, New owners, New (old) frauds? Using YOUR COMMON SENSE! (NC Blawg)
>> Deeds of Trust
Checking Buyer Judgments (10-9-2020) Chicago Bull
CLE 2012 - Barns to Big Boxes Redux - Mortgages, Satisfactions & Releases
Corrections, Re-recordings & Cures (8-31-2018)
Deeds of Trust Missing Date of Note
Dorean-Heineman-Johnson-Fraudulent Mortgage Cancellation Bull
Foreclosure - Gauging Insurability One Case at a Time (2010 Webinar)
Foreclosure and Deeds in Lieu - 2010: Recent Legislation, Cases & Issues in Foreclosure Proceedings (2010 Webinar)
Fraud Stories: Are You Watching Your Back?
HB 1368 Future Advance Statute Amendment-CTIC Examiner (July 2009 Edition)
Homeowner's Equity Line of Credit (HELOC) Payoffs
HUD Loans, Deeds of Trust & Modifications - Potential Hidden Liens (5-1-2019) Chicago Bull
Legislation Affecting Real Property (8/6/2018)
Legislative Update 2015 (NC Blawg 10/16/15)
Loan Modifications - Watch Out For The Fix That Fails (2010 Webinar)
Methods of Cancellation or Release (with forms)
NC Legislative Short Session 2016: Top Ten for Real Estate Lawyers (NC Blawg)
No mortgages, New owners, New (old) frauds? Using YOUR COMMON SENSE! (NC Blawg)
Residential Mortgage Lending in North Carolina: Ethical Issues
Residential Mortgage Lending in North Carolina: Ethical Issues (PowerPoint Version)
Satisfactions, Recordings, Re-recordings, Indexing and More Under the New North Carolina Mortgage Satisfaction Act
Short Sale aka Short Pay aka Preforeclosure (2010 Webinar)
Simultaneous Recording and Subordination Bull
>> Easements
Family Trusts Etc ALTA Proposed 2021 Policy Forms (CLE PowerPoint)
ALTA Commercial Endorsements (Bozarth, January 2019)
ALTA Endorsements - NC Coverages - Adopted as of 12-1-2018 (3-26-19)
CLE 2012 - Barns to Big Boxes Redux - Commercial and Retail
EASEMENTS APPURTENANT
>> Endorsements
ENDORSEMENTS ALTA 2021 Policy Forms (NC coverages) ADOPTED AS OF 4-2022 (1-12-23)
ALTA Website - ALTA Forms Collection
Family Trusts Etc ALTA Proposed 2021 Policy Forms (2021 CLE PowerPoint)
2009 Complex Closings: ALTA Coverages
2009 Complex Closings: ALTA Coverages (PowerPoint)
ALTA Commercial Endorsements (Bozarth, January 2019)
ALTA Endorsements - NC Coverages - Adopted as of 12-1-2018 (3-26-19)
ALTA Endorsements-Frequently Requested in NC (5-13-2019)
Endorsement Corner: ZONING (ALTA Endorsement 3-06, 3.1-06, and 3.2-06) (NC Blawg 7/30/2015)
Loan Modifications - Watch Out For The Fix That Fails (2010 Webinar)
Title Insurance Endorsements for All Occasions (Chicago Bull 5-13-2019)
>> Entities
Assumed Business Names - New Statute, New Requirement, New Search Engine (Rev. 8-16-2019)
Can you be a CEO by Power of Attorney? (NC Blawg 6-1-2015)
NC Legislative Short Session 2016: Top Ten for Real Estate Lawyers (NC Blawg)
>> Ethics
2009 CLE: Title Oddities Creating Claims - Part 1 (PowerPoint)
CLE 2012 - Barns to Big Boxes Redux - Ethics
CLE 2012 - Barns to Big Boxes Redux - Fraud Case 1 - Unauthorized Wires from Trust Account
CLE 2012 - Barns to Big Boxes Redux - Fraud Case 2 - Fraudulent Checks
CLE 2012 - Barns to Big Boxes Redux - Fraud Case 3 - Short Sale Negotiator
Dual Representation in Commercial Closings (NC Blawg 3/24/2015)
Ethics-Real Estate Lawyer and Ethics (Alan Ferguson, 2007 CLE)
Real Estate Related Ethics Opinions Chart (updated 8-3-2021)
Residential Mortgage Lending in North Carolina: Ethical Issues
Residential Mortgage Lending in North Carolina: Ethical Issues (PowerPoint Version)
Tell Me More-Attorney's Obligation to Disclose (2007 CLE)
The Return of Human Judgment, or Life in the Post-Real-Estate-Bubble World (Alan Ferguson, 2009)
>> Federal Taxes
Federal Tax Lien Payoff Request (Form 8821) - FormDocuments
Federal Tax Liens & Entireties - IRS v. Craft
FIRPTA affidavit form (.pdf)
Foreign Sellers? FIRPTA Changes Take Effect Feb 2015 (NC Blawg)
IRS Forms
IRS Operations During COVID-19 Mission-Critical Functions Continue
IRS Publ. 1468: Guidelines for Processing Notice of Federal Tax Lien Documents
Mail Bag (Chicago Bull 6-4-2019)
>> Foreclosures & Deeds in Lieu of Foreclosure
CLE 2012 - Barns to Big Boxes Redux - Foreclosure & Deeds in Lieu of Foreclosure
Common Mistakes (June 2016, NC Blawg)
Foreclosure - Gauging Insurability One Case at a Time (2010 Webinar)
Foreclosure Abstract Checklist - Long Form (Rev 8-15-19)
Foreclosure Abstract Checklist - Short Form (Rev 8-15-19)
Foreclosure and Deeds in Lieu - 2010: Recent Legislation, Cases & Issues in Foreclosure Proceedings (2010 Webinar)
Legislation 2013-2014 Affecting Real Estate Titles & Closings
Legislation Affecting Real Property (8/6/2018)
Legislative Update 2015 (NC Blawg 10/16/15)
NC Legislative Short Session 2016: Top Ten for Real Estate Lawyers (NC Blawg)
>> Forms
Forms
>> Fraud
Deed Fraud, Seller Impersonation, Vacant Land Fraud...(8-11-2023) Chicago Bull
Seller Impersonation Fraud in Real Estate - ALTA
Real Estate Scams Vacant Property US Secret Service Cybercrime Investigations
2021 - Cash Purchase High Risk Alert(1-20-2021)
2009 CLE: Title Oddities Creating Claims - Part 1 (PowerPoint)
ALERT - Payoff of Secretary-Held Home Equity Conversion Mortgage (12-14-2020) Chicago Bull
CLE 2012 - Barns to Big Boxes Redux - Fraud Case 1 - Unauthorized Wires from Trust Account
CLE 2012 - Barns to Big Boxes Redux - Fraud Case 2 - Fraudulent Checks
CLE 2012 - Barns to Big Boxes Redux - Fraud Case 3 - Short Sale Negotiator
Dorean-Heineman-Johnson-Fraudulent Mortgage Cancellation Bull
Email and Wire Fraud - Chicago Bull - (8-6-2018)
Fraud Addendum - detailed red flags & scams 3-5-07
Fraud Stories: Are You Watching Your Back?
Help Prevent Wire Fraud from Hitting Your Clients -- and You! ( Aug 2017 NC Blawg)
Is that Property Really Free & Clear? (NC Blawg 4-11-2016)
Legislative Update 2015 (NC Blawg 10/16/15)
Mortgage Fraud & Identity Theft (2007 CLE)
No mortgages, New owners, New (old) frauds? Using YOUR COMMON SENSE! (NC Blawg)
Notice of Pending Real Estate Transaction (form)
Short Sale aka Short Pay aka Preforeclosure (2010 Webinar)
Where's My Money? Wire schemes and email hacks are on the rise. (NC Blawg 6/11/2015)
Wire Fraud Alert Notice
>> Gap Coverage
CHICAGO BULL AOC ODYSSEY TRANSITION PART I 12-28-2022
CHICAGO BULL AOC ODYSSEY TRANSITION PART II DATES WARNINGS SEARCHES (1-31-2023)
CHICAGO BULL AOC ODYSSEY TRANSITION PART III BEWARE SEARCH FUNCTION ISSUES (03-17-2023)
>> Incompetents
Legislation 2013-2014 Affecting Real Estate Titles & Closings
Legislation Affecting Real Property (8/6/2018)
Minors & Incompetents-Conveyance of Real Property by (2007 CLE)
NC Legislative Short Session 2016: Top Ten for Real Estate Lawyers (NC Blawg)
Uniform Trust Code in a Nutshell for Real Property Practitioners (2007 CLE)
>> Indemnities, Affidavits & Personal Undertakings
Forms
>> Leases and Leasehold Interests
2009 Complex Closings - Leasehold Interests & Improvements, Options and Rights of First Refusal
ALTA Commercial Endorsements (Bozarth, January 2019)
ALTA Endorsements - NC Coverages - Adopted as of 12-1-2018 (3-26-19)
CLE 2012 - Barns to Big Boxes Redux - Commercial and Retail
Legislative Update 2015 (NC Blawg 10/16/15)
Who are you and Why Are You On My Land? (Title Blawg 2-2-2018)
>> Legal Descriptions
Common Mistakes (June 2016, NC Blawg)
Corrections, Re-recordings & Cures (8-31-2018)
Drafting of Legal Descriptions - 2011 CLE
Metes & Bounds; Links & Chains; Plat Book & Page: Legal Description Pitfalls & Drafting Techniques (NC Blawg 11/7/2014)
>> Legislation
2021-2022 Legislation (Chicago Bull 7-27-2022)
CLE 2021 - Legislation Impacting Real Estate Update
2021 - Legislation in Process (Chicago Bull 5-5-2021)
2020 Legislation (7-17-2020)
Legislation 2013-2014 Affecting Real Estate Titles & Closings
Legislation Affecting Real Property (8/6/2018)
Legislative Corner-CTIC Examiner (July 2009 Edition)
Legislative Update 2015 (NC Blawg 10/16/15)
NC Legislative Short Session 2016: Top Ten for Real Estate Lawyers (NC Blawg)
NC Real Property Legislative Update 2019 as of 11-15-19 (Chicago Bull)
>> Limited Liability Companies
Can you be a CEO by Power of Attorney? (NC Blawg 6-1-2015)
Legislation 2013-2014 Affecting Real Estate Titles & Closings
Legislation Affecting Real Property (8/6/2018)
>> Maps
ALTA Endorsements - NC Coverages - Adopted as of 12-1-2018 (3-26-19)
North Carolina - South Carolina Boundary Certification (2016)
>> Marital
Legislative Update 2015 (NC Blawg 10/16/15)
Mail Bag (Chicago Bull 6-4-2019)
Marital Interests
Marriage and Title (NC Blawg 11/17/2015)
>> Mechanics' Liens
ALTA Endorsements - NC Coverages - Adopted as of 12-1-2018 (3-26-19)
Chart of Closings MLA & NCLTA Lien Forms
CLE 2012 - Barns to Big Boxes Redux - Commercial and Retail
Common Mistakes (June 2016, NC Blawg)
Legislation 2013-2014 Affecting Real Estate Titles & Closings
LiensNC - Pointers on Searching
Mail Bag (Chicago Bull 6-4-2019)
Mechanics' Lien Agent - Bull 47
Mechanics' Liens - Appointing Lien Agent, Searching LiensNC Forms (Oct 2016)
Mechanics' Liens - Smarter Lawyering means Smarter Clients means Smoother Closings!!
NCLTA Commitment Requirement
>> Minors
Legislation 2013-2014 Affecting Real Estate Titles & Closings
Legislation Affecting Real Property (8/6/2018)
Minors
Minors & Incompetents-Conveyance of Real Property by (2007 CLE)
Uniform Transfers to Minors Act for Dirt Lawyers (2007 CLE)
Uniform Trust Code in a Nutshell for Real Property Practitioners (2007 CLE)
>> Mobile or Manufactured Homes
ALTA Endorsements - NC Coverages - Adopted as of 12-1-2018 (3-26-19)
Declaration of Intent
DMV Form MVR-46G, Affidavit for Removal of Manufactured Home from Vehicle Reg Files (Rev 06/16)
Legislation 2013-2014 Affecting Real Estate Titles & Closings
Legislation Affecting Real Property (8/6/2018)
Mobile Home Flow Chart (2015) (B&W Version)
Mobile Home Flow Chart (2015) (color)
MVR-317 - Affidavit of Authority to Assign Title (owner dies, no estate admin) DMV-MVR-317 (Rev. 6/06)
MVR46G Cover Sheet for Recording
NC DMV Forms
NC Legislative Short Session 2016: Top Ten for Real Estate Lawyers (NC Blawg)
Property Tax Collection on Mobile Homes (Property Tax Bulletin No. 157, Sept 2010)
>> Modifications
ALTA Commercial Endorsements (Bozarth, January 2019)
ALTA Endorsements - NC Coverages - Adopted as of 12-1-2018 (3-26-19)
Loan Modifications - Watch Out For The Fix That Fails (2010 Webinar)
>> Mortgage Fraud
2009 CLE: Title Oddities Creating Claims - Part 1 (PowerPoint)
ALERT - Payoff of Secretary-Held Home Equity Conversion Mortgage (12-14-2020) Chicago Bull
Ethics-Real Estate Lawyer and Ethics (Alan Ferguson, 2007 CLE)
Is that Property Really Free & Clear? (NC Blawg 4-11-2016)
Mortgage Fraud & Identity Theft (2007 CLE)
No mortgages, New owners, New (old) frauds? Using Your Common Sense (NC Blawg)
>> North Carolina / South Carolina Boundary
NC Legislative Short Session 2016: Top Ten for Real Estate Lawyers (NC Blawg)
North Carolina - South Carolina Boundary Certification (2016)
>> Notaries
Chicago Bull - RENA (NC) or RON (Other States) Updated 7-6-2023
Acknowledgments, Oaths-Affirmations and Jurats-Notarial Certificates in NC Rev 8-15-19
Fraud Stories: Are You Watching Your Back?
Secretary of State Notary Public Page (highlights, FAQ's forms)
>> Options to Purchase
Legislative Update 2015 (NC Blawg 10/16/15)
>> Ownership Interests
Bankruptcy and the NC Commercial Receivership Act 2021(CLE PowerPoint)
Bankruptcy-and-the-Transfer-of-Real-Estate-2020-2021-CPE(PowerPoint)
Legislation 2013-2014 Affecting Real Estate Titles & Closings
Ownership Interests
>> Planned Communities, Owners' Associations and Declarants' Rights
ALTA Commercial Endorsements (Bozarth, January 2019)
ALTA Endorsements - NC Coverages - Adopted as of 12-1-2018 (3-26-19)
Legislation 2013-2014 Affecting Real Estate Titles & Closings
>> Policies
Family Trusts Etc ALTA Proposed 2021 Policy Forms (2021 CLE PowerPoint)
ENDORSEMENTS ALTA 2021 Policy Forms (NC coverages) ADOPTED AS OF 4-2022 (1-12-23)
ALTA Website - ALTA Forms Collection
Foreclosure and Deeds in Lieu - 2010: Recent Legislation, Cases & Issues in Foreclosure Proceedings (2010 Webinar)
North Carolina Title Insurance Rates -- Effective 3-1-2020
Why Every OWNER Needs Owner's Title Insurance
>> Powers of Attorney
Can you be a CEO by Power of Attorney? (NC Blawg 6-1-2015)
Fraud Stories: Are You Watching Your Back?
NC Uniform Power of Attorney Act: Practical Introduction for Real Estate Practitioners (Jim Creekman)
NC Uniform Power of Attorney Act Effective 1-1-2018 (Rev 9-10-2019) (Chicago Bull)
NCGS Ch. 32C, NC Uniform Power of Attorney Act, S.L. 2017-153
No mortgages, New owners, New (old) frauds? Using YOUR COMMON SENSE! (NC Blawg)
PRIOR NCGS Ch. 32A (repealed, for reference in pre-2018 POA's)
Short Form Power of Attorney (Jim Creekman suggestions)
Statutory Agent's Certification
Statutory Limited Power of Attorney for Real Property
Statutory Short Form Power of Attorney
>> Railroads
I've Been Working on the Railroad (Chicago Bull 8-16-19)
Railroad Basics
>> Recording & e-Recording
Commercial & Residential Attorneys: Are you e-recording yet? If not, why not? (1-5-2015 NC Blawg)
Common Mistakes (June 2016, NC Blawg)
Corrections, Re-recordings & Cures (8-31-2018)
Cover Sheet Example - Supplement (.pdf)
Electronic Recording in North Carolina; Basics Which Real Estate Practitioners in 2005 and beyond must know
Legislation Affecting Real Property (8/6/2018)
Minimum Standards for Indexing Real Property Instruments (Effective 7-1-2012)
Minimum Standards for Indexing Real Property Instruments (Rev. Sept 2004 & March 2006 Effective Oct 1, 2006)
No mortgages, New owners, New (old) frauds? Using Your Common Sense (NC Blawg)
North Carolina - South Carolina Boundary Certification (2016)
North Carolina Recording Fees & Transfer Tax Charts Rev 10-1-2019
Simultaneous Recording and Subordination Bull
>> Restrictions & Plats
ALTA Commercial Endorsements (Bozarth, January 2019)
ALTA Endorsements - NC Coverages - Adopted as of 12-1-2018 (3-26-19)
Chicago Title Seminar 2006 - From Barns to Big Boxes and Bungalows (manuscript without exhibits)
Condominium Document Checklist
Restrictive Covenants
Restrictive Covenants-Impact of Armstrong (2007 CLE)
The End of Tower v Zell -- NCGS 39-6.4
Title Insurance Issues for Developers (2001)
>> Reverse Mortgages
2009 Complex Closings: ALTA Coverages
2009 Complex Closings: ALTA Coverages (PowerPoint)
ALTA Endorsements - NC Coverages - Adopted as of 12-1-2018 (3-26-19)
>> Short Sales
2009 CLE: Title Oddities Creating Claims - Part II (PowerPoint)
Beware Short Sales-CTIC Examiner (July 2009 Edition)
CLE 2012 - Barns to Big Boxes Redux - Mortgages, Satisfactions & Releases
Short Sale aka Short Pay aka Preforeclosure (2010 Webinar)
>> Surveys, Maps, Legal Descriptions & Access
ALTA Commercial Endorsements (Bozarth, January 2019)
ALTA Endorsements - NC Coverages - Adopted as of 12-1-2018 (3-26-19)
ALTA/NSPS Land Title Surveys - Minimum Standard Detail Requirements (2-23-2016)
CLE 2012 - Barns to Big Boxes Redux - Commercial and Retail
Legal Descriptions
Legislation 2013-2014 Affecting Real Estate Titles & Closings
Lender Survey Coverage Without a Current Survey Bull
MapDraw Deed Mapping Software
Metes & Bounds; Links & Chains; Plat Book & Page: Legal Description Pitfalls & Drafting Techniques (NC Blawg 11/7/2014)
NC Legislative Short Session 2016: Top Ten for Real Estate Lawyers (NC Blawg)
North Carolina - South Carolina Boundary Certification (2016)
Owners Need Surveys - Still! (Or, The Risks To You and Your Client of Lender's Survey Coverage Without a Survey) Bull
Plats and Surveys
Surveys: To Read or Not to Read (6-5-2017 NC Blawg)
>> Taxes/Assessments
ALTA Commercial Endorsements (Bozarth, January 2019)
ALTA Endorsements - NC Coverages - Adopted as of 12-1-2018 (3-26-19)
Legislation 2013-2014 Affecting Real Estate Titles & Closings
Legislative Update 2015 (NC Blawg 10/16/15)
Mail Bag (Chicago Bull 6-4-2019)
North Carolina - South Carolina Boundary Certification (2016)
North Carolina Recording Fees & Transfer Tax Charts Rev 10-1-2019
Property AD VALOREM Taxes
Property Taxes and Tax-Proration Brochure (Chicago Bull 7-18-2019)
WATCH OUT!! Builder & Developer deferrals, exemptions and recaptures for recent improvement (Rev 8-2-2019)
Water, Sewer, Paving, Sidewalk and other Assessments
Why Are Those Personal Property Taxes Attached to Real Estate? (11-18-2014 NC Blawg)
>> Terrorism
OFAC's SDN List
>> Title Insurance
2009 Complex Closings: ALTA Coverages
2009 Complex Closings: ALTA Coverages (PowerPoint)
ALTA Commercial Endorsements (Bozarth, January 2019)
ALTA Commitment for Title Insurance (08-01-2016) Overview
ALTA Endorsements - NC Coverages - Adopted as of 12-1-2018 (3-26-19)
ALTA Loan Policy (06-17-06)
ALTA Owner's Policy (06-17-06)
Borrower's Title Insurance Selection Form
CLE 2012 - Barns to Big Boxes Redux - Commercial and Retail
North Carolina - South Carolina Boundary Certification (2016)
North Carolina Title Insurance Rates -- Effective 3-1-2020
Tell Me More-Attorney's Obligation to Disclose (2007 CLE)
Why Every OWNER Needs Owner's Title Insurance
>> Title Search & Opinions
CHICAGO BULL AOC ODYSSEY TRANSITION PART I 12-28-2022
CHICAGO BULL AOC ODYSSEY TRANSITION PART II DATES WARNINGS SEARCHES (1-31-2023)
CHICAGO BULL AOC ODYSSEY TRANSITION PART III BEWARE SEARCH FUNCTION ISSUES (03-17-2023)
CHAIN OF TITLE
North Carolina - South Carolina Boundary Certification (2016)
Tell Me More-Attorney's Obligation to Disclose (2007 CLE)
>> Trusts
Family Trusts Etc ALTA Proposed 2021 Policy Forms (CLE PowerPoint)
Fraud Stories: Are You Watching Your Back?
Legislation 2013-2014 Affecting Real Estate Titles & Closings
Legislative Update 2015 (NC Blawg 10/16/15)
No mortgages, New owners, New (old) frauds? Using Your Common Sense (NC Blawg)
Transfer to Trust - Who Can You Trust? (Chicago Bull 9-11-2019)
Trusts and Real Estate Conveyances (1-21-2019)
Uniform Trust Code in a Nutshell for Real Property Practitioners (2007 CLE)
>> UCC
Legislative Update 2015 (NC Blawg 10/16/15)
NC Legislative Short Session 2016: Top Ten for Real Estate Lawyers (NC Blawg)
>> Water Rights
ALTA Commercial Endorsements (Bozarth, January 2019)
ALTA Endorsements - NC Coverages - Adopted as of 12-1-2018 (3-26-19)
>> Zoning and Subdivision Ordinances
ALTA Commercial Endorsements (Bozarth, January 2019)
ALTA Endorsements - NC Coverages - Adopted as of 12-1-2018 (3-26-19)
Endorsement Corner: ZONING (ALTA Endorsement 3-06, 3.1-06, and 3.2-06) (NC Blawg 7/30/2015)
NC Legislative Short Session 2016: Top Ten for Real Estate Lawyers (NC Blawg)